Vice President, Marta Nystrom

I graduated Phi Beta Kappa, cum laude, from the University of Colorado and have worked in the financial arena since 2001 as an independent life and health licensed insurance broker and owner of Nystrom and Associates. I am also an independent financial planner and investment advisor rep (Series 65 licensed). While I hold a series 7 license (stock broker’s license), I abandoned my relationship with brokerage firms when I determined that brokerage firms, through their commission structures, management, and selling agreements, often create an inherent conflict of interest in representing the best interests of a client. I hold a Certified Senior Advisor (CSA) certification as well as a Certified Retirement Financial Advisor (CRFA) designation.

I have taught financial education classes to hundreds of participants, including non-profit groups, workplace employees, and “For Credit” classes for CPA’s and Enrolled Agents. I taught multiple times on behalf of the Lt. Governor’s Conference on Financial Education as well as for the nonprofits: New Mexico Project for Financial Literacy and the NM Coalition for Financial Literacy.  My financial advice has appeared on a number of occasions in Bob Quick’s financial column of the Santa Fe New Mexican.

I believe in giving back to the community. A number of years ago I founded the Senior Resource Alliance of Santa Fe, a group of highly experienced, ethical professionals who, for nearly a decade, provided resources and services for mature individuals and their families. Through the Alliance this group formed another non-profit specifically to provide educational events for retirees covering a wide range of topics relevant to  quality of life issues.

My primary focus and area of expertise is working with retirees and near retirees from a holistic perspective. I enjoy the rich complexity these cases offer and I enjoy finding creative solutions to help resolve clients’ challenges. I believe that quality portfolio management cannot be accomplished without understanding a client’s entire situation, including social security/Medicare benefits, estate planning, tax situation, present and future income streams, and financial risks, as well as risk tolerance and time horizon. I am familiar with a number of sophisticated wealth transfer strategies and how to implement them as part of an overall estate strategy.

In my personal life, I have been married 18 years to a wonderful husband. We enjoy travel and outdoor activities. I am a 3rd degree black belt in tae kwon do, a form of Korean karate. Yep, I’m good at focusing my energies and would be glad to focus them on your behalf as well!